Pengaruh Financial Literacy, Financial Technology, Financial Self-Efficacy, Income, Life Style, dan Emotional Intelligence terhadap Financial Management Bahavior pada Remaja di Kabupaten Ponorogo
DOI:
https://doi.org/10.26740/jim.v10n4.p1211-1226Kata Kunci:
Keywords: emotional intelligence; financial literacy; financial management bahavior; financial self-efficacy; financial technology; income; life styleAbstrak
This study uses a quantitative type research with the aim of determine the effect of financial literacy,financial technology, financial self efficacy, income, life style, emotional intelligence on financial management behavior. The subject for this research population were Teenagers at Ponorogo Regency. There is 2020 respondent as the sample of this research using nonprobability purposive sampling. There are 220 respondents as the research sample obtained through non-probability sampling, purposive sampling. Data analysis using descriptive quantitative type with of SPSS 25 application to calculate the analysis. This research result indicate that financial literacy, financial technology, financial self-efficacy, income, life style, and emotional intelligence has significant positive effect on financial management behavior.
Referensi
Ameriks, J., Wranik, T., & Salovey, P. (2009). Emotional Intelligent and Investor Behavior.
bi.go.id. (2018). Mengenal Financial Technologi. https://www.bi.go.id/id/edukasi/Pages/mengenal-Financial-Teknologi.aspx
BPS Jatim. (2020). Rata-Rata Pengeluaran Per kapita Sebulan Makanan dan Bukan Makanan di Kabupaten/Kota Se Ekskarisidenan Madiun (Rp), Tahun 2020. https://jatim.bps.go.id/statictable/2019/10/09/1691/rata-rata-pengeluaran-per-kapita-sebulan-makanan-dan-bukan-makanan-di-daerah-perkotaan-dan-perdesaan-di-provinsi-jawa-timur-menurut-kabupaten-kota-rupiah-2017-dan-2018.html
Buana, S., & Patrisia, D. (2021). The Influence of Financial Literacy, Financial Self Efficacy, and Social Economic Status on Financial Management Behavior on Students of the Faculty of Economics, Padang State University. https://doi.org/10.24036/jkmb.xxxxxxxx
Farida, M. N., Soesatyo, Y., & Aji, T. S. (2021). Influence of Financial Literacy and Use of Financial Technology on Financial Satisfaction through Financial Behavior. International Journal of Education and Literacy Studies, 9(1), 86. https://doi.org/10.7575/aiac.ijels.v.9n.1p.86
Finansialku. (2016). Apa itu Industri Financial Technology (FinTech Indonesia). https://www.bi.go.id/id/edukasi/Pages/mengenal-Financial-Teknologi.aspx
Garman, E. T., & Forgue, R. E. (2014). Personal Finance. Cengage Learning.
generasicerdaskeuangan.com. (2017). Literasi Keuangan Bagi Siswa dan Remaja. https://generasicerdaskeuangan.com/berita/literasi-keuangan-bagi-siswa-dan-remaja/
Ghozali, I. (2013). Aplikasi analisis multivariate dengan program IBM SPSS. Edisi 7. Semarang: Penerbit Universitas Diponegoro.
Herdjiono, I., & Damanik, L. A. (2016). Pengaruh Financial Attitude,Financial Knowledge, Parental Income Terhadap Financial Management Behavior. Jurnal Manajemen Teori Dan Terapan| Journal of Theory and Applied Management, 9(3). https://doi.org/10.20473/jmtt.v9i3.3077
Kasali, R. (2003). Membidik Pasar Indonesia: Segmentasi, Targeting, dan Positioning. Jakarta: PT. Gramedia Pustaka Utama.
Kholilah, N. Al, & Iramani, R. (2013). Studi Financial Management Behavior Pada Masyarakat Surabaya. Journal of Business and Banking, 3(1), 69. https://doi.org/10.14414/jbb.v3i1.255
Kunto, Y. S., & Pasla, P. R. (2006). Segmentasi Gaya Hidup Pada Mahasiswa Program Studi Pemasaran Universitas Kristen Petra. Jurnal Manajemen Pemasaran, 1(1). http://puslit2.petra.ac.id/ejournal/index.php/mar/article/view/16408
Laily, N. (2016). Pengaruh literasi keuangan terhadap perilaku mahasiswa dalam mengelola keuangan. Journal of Anccounting and Business Education, 1(4).
Muzdalifa, I., Rahma, I. A., & Novalia, B. G. (2018). Peran Fintech dalam Meningkatkn Keuangan Inklusif pada UMKM di Indonesia (Pendekatan Keuangan Syariah). Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah. 3(1).1-24.
Ojk.go.id. (2021). FAQ Fintech Lending. https://ojk.go.id/id/kanal/iknb/data-dan-statistik/direktori/fintech/Documents/FAQ Fintech Lending.pdf
OJK. (2019). Hasil Survei Literasi dan Inklusi Keuangan Nasional Meningkat. https://www.bi.go.id/id/edukasi/Pages/mengenal-Financial-Teknologi.aspx
Pramedi, A. D., & Haryono, N. A. (2021). Pengaruh Financial Literacy, Financial Knowledge, Financial Attitude, Income dan Financial Self Efficacy terhadap Financial Management Behavior Entrepreneur Lulusan Perguruan Tinggi di Surabaya. Jurnal Ilmu Manajemen, 9(2), 572. https://doi.org/10.26740/jim.v9n2.p572-586
Pulungan, D. R. (2020). Analisis Perilaku Keuangan Mahasiswa Yang Dipengaruhi Oleh Literasi Keuangan Dan Pendapatan Orang Tua. Scenario: Seminar of Social Sciences Engineering & Humaniora. (pp. 162-173)
Rizal, M., Maulina, E., & Kostini, N. (2018). Fintech As One Of The Financing Solutions For SMEs. Jurnal Pemikiran dan Penelitian Administrasi Bisnis dan Kewirausahaan, 3(2), 89-100.
Selian, S. R. R. (2020). Pengaruh Financial Attitude, Financial Knowledge, dan Financial Technology terhadap Financial Management Behavior (Studi Kasus Mahasiswa FISIP Universitas Sumatera Utara). Repositori Institusi Universitas Sumatra Utara
Sugiharti, H., & Maula, K. A. (2019). Pengaruh Literasi Keuangan Terhadap Perilaku Pengelolaan Keuangan Mahasiswa. In ACCOUNTHINK : Journal of Accounting and Finance (Vol. 4, Issue 02).
Sugiyono. (2017). Metode Penelitian Kuantitatif, Kualitatif, dan R&D. Bandung: Alfabeta.
Syaliha, A., Sutieman, E., Ridwan Pasolo, M., & Pattiasina, V. (2022). The Effect of Financial Literacy, Life Style, Financial Attitude and Locus of Control to Financial Management Behavior. In Public Policy (Vol. 3, Issue 1). https://lampung.tribunnews.com.
Takdir, R. R. (2021). Prediktor Kinerja Usaha Berdasarkan Kajian Perilaku Keuangan Pelaku UMKM di Kab. Luwu.Repositori Uin Alaudin.
Unduhan
Diterbitkan
Cara Mengutip
Terbitan
Bagian
Lisensi
Artikel ini berlisensi Creative Commons Attribution-NonCommercial 4.0 International License.
Abstract views: 4992
,
PDF Downloads: 4466
