Pengaruh Faktor Internal Bank dan Makroekonomi Terhadap Prediksi Krisis Perbankan Syariah di Indonesia Dengan Menggunakan CD Indeks Periode 2016 – 2020

Abstrak

Abstract

The purpose of this study is to analyze the Bank's volatility in the face of the banking crisis in the period 2016-2020. This type of research is a type of quantitative research. Research design using kausal research. The population in this study is Indonesia's corporate banking sector in 2016-2020. A sample of 11 banks has published financial reports in 2016-2020. The data analysis technique used in this study is logistical regression analysis and with Crisis and Default Index measurements. The results of the analysis of the data in this study are that there is a negative impact of capital practised by the Capital Adequacy Ratio on the banking crisis. There is no negative impact of asset quality practised by the Non Performing Fund on the banking crisis. There is no positive impact of Management on the banking crisis. There's a negative effect of Earning being practised with Return On Assets on the banking crisis. There is a positive impact of liquidity that is practised with Loan to Deposit Ratio on the banking crisis. There's a negative impact of Sensitivity to Market Risk on the banking crisis. There is a negative impact of the economic growth of the Rile on the banking crisis. There is a positive impact of inflation on the banking crisis.