Pengaruh Financial Literacy, Locus of Control, Income, dan Hedonism Lifestyle terhadap Financial Management Behavior Generasi Z
DOI:
https://doi.org/10.26740/jim.v10n2.p420-432Kata Kunci:
financial literacy, hedonism lifestyle, income, locus of controlAbstrak
Population growth is a factor that can affect economic growth, where increasing people’s purchasing power results in consumptive behavior because the development of the times and technology in the current era of globalization brings changes and progress in all things. This study aims to analyze the influence of financial literacy, locus of control, income, and hedonism lifestyle on financial management behavior of Z generation in East Java. This type of quantitative conclusive causality research and data analysis technique used is multiple linier regression. The number of samples obtained was 422 respondents by using quota sampling technique, data obtained by distributing online questionnaire. The findings show that there is an influence of financial literacy, locus of control, and hedonism lifestyle on financial management behavior, but there is no influence of income on financial management behavior. The implication of this study is that by understanding the factors that influence financial management, the community especially Z generation is expected to improve their financial management behavior in order to achieve financial welfare.
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