Analisis Faktor yang Memengaruhi Perencanaan Keuangan Pribadi di Surabaya

Abstrak

Personal financial planning as process that regulates personal finance to achieve personal economic satisfaction and financial goals. In this research has a purpose to determine financial literacy, financial knowledge, financial attitude, gender, and financial awareness on personal financial planning. In this research, the respondent is the college students of Faculty Economics and Business Universitas Negeri Surabaya. This research uses the causality research method with 146 respondents as the sample and uses snowball sampling acquired from online questionnaires. The data were analyzed with multiple linear regression and using SPSS 23. The research shows that the variables of financial literacy, financial knowledge, financial attitude, and financial awareness positively affect personal financial planning. Meanwhile, the variable gender did not affect personal financial planning. The result, especially for college students, can be educate about personal financial planning.