PENGARUH LOCUS OF CONTROL INTERNAL DAN PENDAPATAN TERHADAP LITERASI KEUANGAN MAHASISWA

Main Article Content

Susanti Susanti

Abstract

This study aimed to analyze the influence of internal Locus of Control and the income of students to the financial literacy of students of Faculty of Economics in Universitas Negeri Surabaya either partially or simultaneously. The population in this study is the Faculty of Economics Study Program S1 and S1 Accounting Accounting Education in Universitas Negeri Surabaya years 2012-2014. The sampling technique used in this research is proportional probability sampling area. While the method of analysis using multiple linear regression analysis. The results of data analysis showed that partially Internal Locus of Control has positive significant effect on the financial literacy of students. While income has significant negative effect on the financial literacy of students. The results of the analysis of simultaneous data Internal Locus of Control and earnings significantly influence the financial literacy of students of Faculty of Economics at the State University of Surabaya

Downloads

Download data is not yet available.

Article Details

How to Cite
Susanti, S. (2017). PENGARUH LOCUS OF CONTROL INTERNAL DAN PENDAPATAN TERHADAP LITERASI KEUANGAN MAHASISWA. JURNAL EKONOMI PENDIDIKAN DAN KEWIRAUSAHAAN, 4(1), 5–17. https://doi.org/10.26740/jepk.v4n1.p5-17
Section
Articles

References

Aizcorbe, A. M., Kennickell, A. B., & Moore, K. B, 2003. Recent Changes in U.S. Family Finances: Evidence from the 1998 and 2001 Survey of Consumer Finances. Federal Recerve Bulletin, 1-32.

Badan Pusat Statistik. 2013. Susenas Jatim. Jawa Timur: BPS

Bahri, Andi. 2014. Etika Konsumsi dalam Perspektif Ekonomi Islam. Jurnal Studia Islamika, 347-370.

Bowo. 2011. Akuntansi Biaya: bowosukses, (Online), (http://www.Akuntansibiaya.blogspot.com), diakses 5 April 2015.

Capuano, A. & Ramsay, I. 2011. What Causes Suboptimal Financial Behaviour? An Exploration of Financial Litercy, Social Influences and Behavioural Economics. Melbourne: Corporate Law and Securities Regulation.

Cude, B. J. et all. (2006). College Student and Financial Literacy: What They Know and what Need to Learn. Eastern Family Economics and Resource Management Association, 102-109.

Forte, A. 2005. Locus Of Control and the Moral Reasoning of Managers. Journal of Bussiness Ethics, 65-77.

Gershaw, D. A. 1989. Locus Of Control , (Online), (http://virgil.azwestern.edu/-dag/lol/ControlLocus,html), diakses 15 April 2015.

Hilgert, M. A., Hogarth, J. M., & Beverly, S. G. 2002. Household Financial Management: the Connection between Knowledge and Behavior. Federal Reserve Bulletin, 309-322.

Ibrahim, D., Harun, R. I., & Zuraidah. M. 2009. A Study on Financial Literacy of Malaysian Degree Students. Cross-Cultural Communication, 51-59.

Ida, D., & Cinthia, Y. 2010. Pengaruh Locus Of Control , financial knowledge, income terhadap financial management behavior. Jurnal Bisnis dan Akuntansi, 131-144.

Kholillah, N. 2013. Studi Financial Management Behavior pada Masyarakat Surabaya. Journal of Business and Banking, 69-80.

Lusardi, A., & Mitchell, O. S. 2006. Financial Literacy and Planning: Implications for Retirement Wellbeing. 1-33.

Owen, D. 2003. Melejitkan kecerdasan Financial Anak. Terjemahan oleh Lovely. Bandung: Kaifa.

Riduwan. 2010. Skala Pengukuran Variabel-variabel Penelitian. Bandung: Alfabeta

Rotter, J. B. 1966. Generalized Expectancies for Internal Versus External Control of Reinforcement. Psychological Monographs: General and Applied, vol.80 no.1:1-27.

Sugiyono. 2010. Statistika Untuk Penelitian. Bandung: Alfabeta.

Sukirno, S. 2006. Ekonomi Pembangunan: Proses, Masalah dan Dasar Kebijakan. Jakarta: Kencana Prenada Media Group.

Zaidi, I. H., & Mohsin, M. N. 2011. Locus Of Control in Graduation Student. International Journal of Psychological Research, 15-20