Apakah Pandemi Covid-19 Memengaruhi Keputusan Berinvestasi Masyarakat Desa?

Authors

  • Novita Diana Sari Sekolah Tinggi Ilmu Ekonomi Surakarta
  • Tri Ratna Pamikatsih Sekolah Tinggi Ilmu Ekonomi Surakarta

DOI:

https://doi.org/10.26740/jim.v10n1.p210-218

Keywords:

financial behaviour, financial literacy, income, investment decision, villagers

Abstract

This study aims to determine whether there is an influence between financial literacy, financial behavior, and income on investment decisions of rural communities during the Covid-19 pandemic. This type of research is quantitative research with data obtained from distributing questionnaires to 110 village residents. The data analysis used included descriptive analysis and multiple linear regression analysis with the help of the SPSS version 25 program. This study concludes that financial literacy has a positive and significant effect on investment decisions. Unlike the case with financial behavior which has a negative and significant influence on investment decisions. Similar to financial literacy, income also has a positive and significant influence on investment decisions. People should improve their investment decisions because they can be used for savings in preparing for future needs. This can be done by setting aside a portion of the income received, studying and understanding various kinds of financial information and how to manage finances.

References

Adnyana, I Made (2020). Manajemen Investasi dan Portofolio. Jakarta: Lembaga Penerbitan Universitas Nasional (LPU-UNAS).

Al-Aziz, M. A., & Rinofah, R. (2021). Pengaruh Literasi Keuangan dan Faktor Demografi Terhadap Keputusan Investasi Mahasiswa FE Universitas Sarjanawiyata Tamansiswa. J-MAS (Jurnal Manajemen Dan Sains), 6(1), 81-87. https://doi.org/10.33087/jmas.v6i1.231

Arianti, B. F. (2020). Pengaruh Pendapatan Dan Perilaku Keuangan Terhadap Literasi Keuangan Melalui Keputusan Berinvestasi Sebagai Variabel Intervening. Jurnal Akuntansi, 10(1), 13–36. https://doi.org/10.33369/j.akuntansi.10.1.13-36

Dewi, G. A. K. R. S., & Vijaya, D. P. (2018). Investasi dan Pasar Modal Indonesia. Depok: PT. Rajagrafindo Persada

Dewi N.P & Krisnawati, A. (2020). Pengaruh Financial Literacy, Risk Tolerance Dan Overconfidence Terhadap Pengambilan Keputusan Investasi Pada Usia Produktif Di Kota Bandung. Jurnal Mitra Manajemen, 4(2), 236–250. https://doi.org/10.52160/ejmm.v4i2.344

Faidah, F., Rini, filang puspita, & Asri, vikha indri. (2020). Analisis keputusan investasi pelaku umkm di kudus. Ekonomi Bisnis, 21(1), 1–11.

Firdaus, R. G. (2020). Pengaruh Risiko, Return, dan Perekonomian Indonesia Terhadap Keputusan Berinvestasi Saat Covid-19. Jurnal Pasar Modal Dan Bisnis, 2(2), 115–128. https://doi.org/10.37194/jpmb.v2i2.43

Harnanto. (2019). Dasar-Dasar Akuntansi. Yogyakarta: ANDI.

Julita, & Prabowo, B. R. (2021). Pengaruh Pendapatan Dan Perilaku Keuangan Terhadap Keputusan Investasi Saat Pandemi (Studi Kasus Nasabah PT. Pegadaian (Persero) CP Helvetia. Proceding Seminar Nasional Kewirausahaan, 2(1), 75–90. http://dx.doi.org/10.30596%2Fsnk.v2i1.8220

[Kemendes PDTT] Kementerian Desa, Pembangunan Daerah Tertinggal dan

Transmigrasi Republik Indonesia. (2021). Desa Punya Tanggung Jawab Cukup Besar Untuk Pulihkan Ekonomi Nasional. https://www.kemendesa.go.id (diakses tanggal 25 Maret 2022)

Landang, R. D., Widnyana, I. W., & Sukadana, I. W. (2021). Pengaruh Literasi Keuangan, Perilaku Keuangan dan Pendapatan Terhadap Keputusan Berinvestasi Mahasiswa Fakultas Ekonomi Universitas Mahasaraswati Denpasar. Jurnal EMAS, 2(2), 51–70.

Mandagie, Y. R. O., Febrianti, M., & Fujianti, L. (2020). Analisis Pengaruh Literasi Keuangan, Pengalaman Investasi dan Toleransi Risiko Terhadap Keputusan Investasi ( Studi Kasus Mahasiswa Akuntansi Universitas Pancasila ). Relevan : Jurnal Riset Akuntansi, 1(1), 35–47.

Mertha Dewi, I., & Purbawangsa, I. B. A. (2018). Pengaruh Literasi Keuangan,

Pendapatan Serta Masa Bekerja Terhadap Perilaku Keputusan Investasi. E-

Jurnal Ekonomi Dan Bisnis Universitas Udayana.

(7), 1867-1894. https://doi.org/10.24843/eeb.2018.v07.i07.p04

Mustakim, M., & Syafrida, S. (2020). Pandemi Covid-19 Sebagai Alasan Force Majeure

Dalam Melakukan Pemutusan Hubungan Kerja di Indonesia. Jurnal Sosial & Budaya

Syar-I, 7(8), 695–706.

Organization of Economic Co-Operation and Development. (2017). G20/OECD INFE Report on Adult Financial Literacy in G20 countries. http://www.oecd.org/ (diakses tanggal 21 Desember 2021)

Otoritas Jasa Keuangan. 2019. Pasar Modal, Pengelolaan Investasi. https://www.ojk.go.id/id/kanal/pasar-modal/Pages/Pengelolaan-Investasi.aspx (Diakses pada 05 Januari 2022)

Pembangunan, P. E., Ekonomi, F., & Bisnis, D. A. N. (2021). Proposal Seminar Nasional & Call for Paper 2021. September, 844–848.

Perwito, Syamsu, & Gunardi. (2020). Efek Mediasi Literasi Keuangan Terhadap Hubungan Antara Kualitas Pembelajaran Keuangan dengan Keputusan Investasi. Jurnal E-Bis (Ekonomi-Bisnis), 4(2), 118–130. https://doi.org/10.37339/e-bis.v4i2.228

Putri, L. P. (2018). Pengaruh Literasi Keuangan Terhadap Keputusan Investasi Melalui Perilaku Keuangan Sebagai Variabel Moderating. Seminar Nasional Teknologi Edukasi dan Humaniora, 769–775.

Safryani, U., Aziz, A., & Triwahyuningtyas, N. (2020). Analisis Literasi Keuangan, Perilaku Keuangan, Dan Pendapatan Terhadap Keputusan Investasi. Jurnal Ilmiah Akuntansi Kesatuan, 8(3), 319–332. https://doi.org/10.37641/jiakes.v8i3.384

Sugiyono. (2018). Metode Penelitian Kuantitatif, Kualitatif, dan R&D. Bandung:Alfabeta.

Tehupelasuri, N. B., Askandar, N. S., & Mahsuni, A. W. (2021). Pengaruh Literasi Keuangan dan Perilaku Keuangan Terhadap Minat Investasi Mahasiswa FEB Universitas Islam Malang. E-Jra, 10(07), 13–24.

Upadana, I. W. Y. A., & Herawati, N. T. (2020). Pengaruh Literasi Keuangan dan Perilaku Keuangan terhadap Keputusan Investasi Mahasiswa. Jurnal Ilmiah Akuntansi Dan Humanika, 10(2), 126-135. https://doi.org/10.23887/jiah.v10i2.25574

Yushita, A. N. (2017). Pentingnya Literasi Keuangan Bagi Pengelolaan Keuangan Pribadi. Nominal, Barometer Riset Akuntansi Dan Manajemen, 6(1), 11-26. https://doi.org/10.21831/nominal.v6i1.14330

Downloads

Published

2022-03-28

How to Cite

Sari, N. D., & Pamikatsih, T. R. . (2022). Apakah Pandemi Covid-19 Memengaruhi Keputusan Berinvestasi Masyarakat Desa?. Jurnal Ilmu Manajemen, 10(1), 210–218. https://doi.org/10.26740/jim.v10n1.p210-218

Issue

Vol. 10 No. 1 (2022)

Section

Artikel

License

Creative Commons License

This work is licensed under a Creative Commons Attribution-NonCommercial 4.0 International License.

Authors who publish with this journal agree to the following terms:

  1. Authors retain copyright and grant the journal right of first publication with the work simultaneously licensed under a Creative Commons:Attribution-NonCommercial 4.0 International License that allows others to share the work with an acknowledgement of the work's authorship and initial publication in this journal.
  2. Authors are able to enter into separate, additional contractual arrangements for the non-exclusive distribution of the journal's published version of the work (e.g., post it to an institutional repository or publish it in a book), with an acknowledgement of its initial publication in this journal.
Abstract views: 585 , PDF Downloads: 687