LITERASI KEUANGAN, GAYA HIDUP, LOCUS OF CONTROL, DAN PARENTAL INCOME TERHADAP PERILAKU KEUANGAN MAHASISWA

Penulis

  • Nuraeni Ritakumalasari Sekolah Tinggi Ilmu Ekonomi Surakarta
  • Ari Susanti Sekolah Tinggi Ilmu Ekonomi Surakarta

DOI:

https://doi.org/10.26740/jim.v9n4.p1440-1450

Kata Kunci:

financial behavior, financial literacy, lifestyle, locus of control, parental income

Abstrak

Financial attitude is an important matter for all young people, especially a student, in order to avoid all strange financial problems. Especially in this pandemic period it must be good at managing its finances appropriately so as not to experience waste. This study aims to explain  financial literacy, lifestyle, locus of control, and parental income on student financial behavior in Central Java. The population in this study are students of Central Java province which numbered 400 respondents with the formula slovin. Purposive sampling technique by determining sample criteria. This research uses quantitative data obtained from questionnaire google form. Data were analyzed through multiple regression analysis with IBM SPSS Statistics 25. The results explain that financial literacy, lifestyle, locus of control, and parental income have a significant influence in student financial behavior in Central Java province.

Keywords: Lifestyle, Financial Behavior, Financial Literacy, Locus of Control, Parental Income.

Referensi

Andrea Lidwin. (2020). Bagaimana Perubahan Perilaku Belanja Anak Muda Indonesia selama Pandemi? Katadata.Co.Id. (https://databoks.katadata.co.id/datapublish/2020/07/03/bagaimana-perubahan-perilaku-belanja-anak-muda-indonesia-selama-pandemi. Diakses pada 7 Juli 2021).

Ilham Wibowo. (2020). Aktivitas Belanja Online Naik Lebih dari 400%. Medcom.Id. (https://www.medcom.id/ekonomi/ekonomi-digital/8KyX5Vvk-aktivitas-belanja-online-naik-lebih-dari-400. Diakses pada 7 Juli 2021).

OJK. (2020). Survei Nasional Literasi dan Inklusi Keuangan 2019. Ojk.Go.Id. (https://www.ojk.go.id/id/berita-dan-kegiatan/publikasi/Pages/Survei-Nasional-Literasi-dan-Inklusi-Keuangan-2019.aspx. Diakses pada 7 Juli 2021).

Setpres, B. (2020). Presiden Jokowi Ingin Literasi dan Inklusi Keuangan Masyarakat Terus Ditingkatkan. Presidenri.Go.Id. (https://www.presidenri.go.id/siaran-pers/presiden-jokowi-ingin-literasi-dan-inklusi-keuangan-masyarakat-terus-ditingkatkan/. Diakses pada 7 Juli 2021).

Shofihara, I. J. (2020). Pandemi Covid-19 Pengaruhi Pola Belanja, Apa yang Jadi Tren? Kompas.Com. (https://money.kompas.com/read/2020/07/10/152826026/pandemi-covid-19-pengaruhi-pola-belanja-apa-yang-jadi-tren?page=all. Diakses pada 7 Juli 2021).

Yulius Satria Wijaya. (2020). Begini pola belanja generasi milenial selama pandemi COVID-19. Antaranews.Com. (https://www.antaranews.com/berita/1531580/begini-pola-belanja-generasi-milenial-selama-pandemi-covid-19. Diakses pada 7 Juli 2021).

Diterbitkan

2021-12-28

Cara Mengutip

Ritakumalasari, N., & Susanti, A. (2021). LITERASI KEUANGAN, GAYA HIDUP, LOCUS OF CONTROL, DAN PARENTAL INCOME TERHADAP PERILAKU KEUANGAN MAHASISWA. Jurnal Ilmu Manajemen, 9(4), 1440–1450. https://doi.org/10.26740/jim.v9n4.p1440-1450

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