PERLINDUNGAN HUKUM BAGI KORBAN PENIPUAN DIGITAL DENGAN MODUS VISHING : STUDI YURIDIS EMPIRIS DI DESA BULU

Abstract

The rapid development of digital technology has opened new avenues for cybercrime, one of which is digital fraud through the vishing (voice phishing) mode, in which perpetrators pose as bank officers or official institutions via phone calls to obtain victims' personal data. This urgency underlies the need to examine the legal protection available for such victims, particularly in rural areas with limited digital and legal literacy. This study aims to analyze the normative forms of legal protection available for victims of vishing-based digital fraud in Bulu Village, Sukomoro Sub-district, Magetan Regency, and to examine its implementation in practice along with the obstacles faced by victims in obtaining redress and loss recovery. This research employs an empirical juridical (socio-legal) method with a qualitative case study design, using semi-structured interviews and document study. The results show that normative legal protection exists through the Criminal Code, the Electronic Information and Transactions Law, and the Witness and Victim Protection Law, covering both preventive and repressive measures. However, preventive protection has not been optimally implemented due to insufficient public education, while repressive protection is hindered by the absence of village-level victim assistance mechanisms and limited evidence.

Keywords: legal protection, digital fraud, vishing, victim, victimology.