M. H. D. Wijaya, A. C. Febrianto, O. D. Andhika, and O. Thippimol, “The Digital Structuring in MSMEs (Micro, Small and Medium Enterprises) Through the Implementation of QRIS Payments at the University of Jember ”, JS3, vol. 1, no. 1, pp. 22–39, Mar. 2025.