Hadi, Nizar Hosfaikoni, et al. “The Role of Sharia Rural Bank (SRB) in Improving Customer Welfare Using CIBEST Model Approach”. Journal of Social Philantrophy and Halal Research, vol. 2, no. 02, Apr. 2025, pp. 12-23, https://journal.unesa.ac.id/index.php/jsphr/article/view/45361.