N. H. Hadi, T. Widiastuti, I. Mawardi, H. Y. Hijriyah, and L. M. Z. Al Abror, “The Role of Sharia Rural Bank (SRB) in Improving Customer Welfare Using CIBEST Model Approach”, JSPHR, vol. 2, no. 02, pp. 12–23, Apr. 2025.