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Sari N. Pengaruh Financial Literacy, Locus of Control, Life Style, dan Gender terhadap Financial Management Behavior Mahasiswa Universitas Negeri Surabaya. J. Ilmu Manaj. [Internet]. 2021 Jun. 30 [cited 2025 Jun. 8];9(2):670-8. Available from: https://journal.unesa.ac.id/index.php/jim/article/view/13205