Sampoerno, A. E., and N. A. Haryono. “Pengaruh Financial Literacy, Income, Hedonism Lifestyle, Self-Control, Dan Risk Tolerance Terhadap Financial Management Behavior Pada Generasi Milenial Kota Surabaya”. Jurnal Ilmu Manajemen, vol. 9, no. 3, July 2021, pp. 1002-14, doi:10.26740/jim.v9n3.p1002-1014.