Lathiifah, Defrina Rizqi, and Achmad Kautsar. 2022. “Pengaruh Financial Literacy, Financial Technology, Financial Self-Efficacy, Income, Lifestyle, Dan Emotional Intelligence Terhadap Financial Management Behavior”. Jurnal Ilmu Manajemen 10 (4):1211-26. https://doi.org/10.26740/jim.v10n4.p1211-1226.