MEIDIASWATI, Harlina; SILVI, Mellyza. Perencanaan pensiun: peran pengetahuan keuangan, orientasi masa depan, dan locus of control. Jurnal Ilmu Manajemen, [S. l.], v. 13, n. 4, p. 1049–1058, 2025. DOI: 10.26740/jim.v13n4.p1049-1058. Disponível em: https://journal.unesa.ac.id/index.php/jim/article/view/43460. Acesso em: 31 dec. 2025.