UMNIYYAH, Irbatul. Pengaruh financial literacy, locus of control, income, hedonism lifestyle dan optimism terhadap financial behavior generasi milenial. Jurnal Ilmu Manajemen, [S. l.], p. 706–714, 2023. DOI: 10.26740/jim.vn.p706-714. Disponível em: https://journal.unesa.ac.id/index.php/jim/article/view/25878. Acesso em: 29 jun. 2025.