Pantas, P. E., A. Susetyohadi, and L. Azwita. “Islamic Banking Efficiency in Indonesia and Malaysia: Two Stages Data Envelopment Window Analysis”. Al-Uqud : Journal of Islamic Economics, vol. 5, no. 2, July 2021, pp. 234-49, doi:10.26740/al-uqud.v5n2.p%p.