Indrarini, Rachma, Andriani Samsuri, Nur Syam, Achmad Room Fitrianto, and Indana Zulfa. 2025. “Is Sharia Peer-to-Peer Lending in Indonesia Accountable and Transparent?”. Al-Uqud : Journal of Islamic Economics 9 (1). https://journal.unesa.ac.id/index.php/jie/article/view/30417.