Yudha, A. T. R. C., Haryono, S., & Ardiansyah, M. (2025). Psychosocial Strains and Default Behavior in Islamic Fintech: An Urban-Rural GST Perspective. Al-Uqud : Journal of Islamic Economics, 9(2). Retrieved from https://journal.unesa.ac.id/index.php/jie/article/view/43536