Jurnal Ekonomika dan Bisnis Islam

Peran Tabungan Dalam Meningkatkan Kesejahteraan Anggota Parselam Makanan Ringan Hari Raya Di Wonocolo Surabaya

Aldy Darmawan Nugraha — 2019-04-30

The research is qualitative descriptive study that aims to make an illustration regarding to the facts and description in connection with improving of parcel members through wadi’ah contract. This reserach used interview, observation, and documentation as data collection techniques. The study concluded that holiday parcel savings activities can improve the welfare of members as viewed from maqashid sharia indicator which are proctetion of religion (ad-din), protection of life (an-nafs), protection of intellect (al- ‘aql), protection of lineage (an-nasl), protection of property (al-mal). Wadi’ah contract plays a vital role in savings activities, while the understandings of parcel members are inadequate regarding to fiqh muamalah activities that members have done.

Peran Nazir Dalam Pendayagunaan Tanah Wakaf Produktif Masjid Jami’ Gresik.

Muchammad Sofyan Tsauri — 2019-04-30

The purpose of this research is to find out how Nażir's role is in the utilization of productive waqf land in the Jami Gresik mosque. This study uses a descriptive qualitative approach. The data used by the author are primary and secondary data. Data collection techniques in this study using interviews, observation and documentation. The results of this study indicate that the Takmir of Jami Mosque 'Gresik as Nażir of Jami Mosque' Gresik has a role as a collector of funds from the community, Distributing funds obtained from the community for funding school, mosque operational, donation for orphan, and reporting on funds distributed to the public. The Nażir Mosque of Jami 'Gresik was also analyzed with eight professional Nażir indicators proposed by the ministry of religion such as Skill, Attitude, Good Integrity, High Work ethic, Implementing Operational Standard, Creativity, Leadership and Networking

Analisis Penentuan margin pada produk pembiayaan murabahah di BMT Madani Sepanjang

Trias Devi Pratama — 2019-04-30

This study uses a descriptive qualitative approach to determine the determination of margins on Murabahah financing at BMT Madani Sepanjang. The type of data used by the author are primary and secondary data. Primary data comes from interviews with BMT and secondary data derived from data on the number of members of 2016-2018, DSN-MUI fatwa and previous research. Data collection techniques in this study used interviews, observation and documentation. The results of this study indicate that BMT Madani As long as it sets the selling price on murabahah products using a proportional method or flat method in accordance with DSN-MUI Fatwa No. 84 / DSN-MUI / XII / 2012. The BMT margin is around 1% -1.6% and has its own sharia standard, namely the credit committee.

Pengaruh Pembiayaan Murabahah Terhadap Perkembangan UMKM di Kecamatan Ngoro

Ainun Asipah — 2020-04-30

This study aims to find out how much the influence of murabahah financing on the development of UMKM in Ngoro. This study illustrates quantitative research using a descriptive approach. The data used by researchers are primary interviews and secondary data in the form of customer data reports that have received murabahah financing from PT. BPRS Mojokerto City, Ngoro Jombang branch. For the population and sample of researchers using secondary data in the form of customer data reports that have received murabahah financing from PT. BPRS Kota Mojokerto branch of Ngoro Jombang. The analysis technique used is simple linear regression. The results of this study state that the partial test (t) states that murabahah financing significantly influences the development of UMKM in Ngoro District. The test results of the coefficient of determination (R2) indicate that the effect of murabahah financing affects the development of UMKM in Ngoro District worth 93%, while the remaining 7% is influenced by other variables not examined.

Pengaruh Program Sentra Ternak Mandiri (STM) Terhadap Kesejahteraan Mustahiq Pada LAZ Ummul Quro Jombang

Dian Rahayu Fatmi — 2019-08-30

The distribution of zakat to the Sentra Ternak Mandiri (STM) Program to Mustahiq aims to have Mustahiq have a business so that it can improve the welfare of Mustahiq and also be able to change the status of Mustahiq to become Muzakki. This study aims to determine the effect of the Sentra Ternak M(STM) program on welfare mustahiq. This study uses a quantitative method with 15 mustahiq as respondents and data analysis techniques using SPSS 20. The test used in this study is a simple linear regression test, normality test, linearity test, and T test. The results of this study are the Sentra Ternak Mandiri (STM) program has an effect on welfare mustahiq.