Mufingatun M, Prijanto B, Dutt H. Analysis of factors affecting adoption of mobile banking application in Indonesia: an application of the unified theory of acceptance and use of technology (UTAUT2). Bisma (Bisnis Manaj.) [Internet]. 2020 Apr. 3 [cited 2025 Feb. 24];12(2):88-106. Available from: https://journal.unesa.ac.id/index.php/bisma/article/view/6921