Harmadji DE, Mere K. Financial Technology and Managerial Capabilities to Improve Financial Performance: Is Technological Capital Important?. Akrual J. Akunt. [Internet]. 2026 Apr. 1 [cited 2026 Aug. 22];17(02):474-8. Available from: https://journal.unesa.ac.id/index.php/aj/article/view/44491