WAHYUDI, Deby Yuliana; INDRAWATI, Nur Khusniyah; SURYADI, Nanang. The Determinants in The Adoption of Banking Application Technology . AKRUAL: Jurnal Akuntansi, [S. l.], v. 17, n. 1, p. 92–110, 2025. DOI: 10.26740/jaj.v17n1.p92-110. Disponível em: https://journal.unesa.ac.id/index.php/aj/article/view/43966. Acesso em: 6 nov. 2025.